Many homeowners and landlords just want to sell their house without paying commissions and all the fees associated with selling real estate. However, selling for cash to an investor will probably net you less money due to the amount of cash the investor either has to put up or borrow from a lender. Fortunately, there are creative ways to get the convenience and cost savings of an investor offer, along with the full market value of your house! Interested? Read on…
If you’ve poked around on our website a bit, you’ve probably noticed that we make seller convenience our top priority. Many of the houses we buy are “distressed”, meaning they either need a lot of work to fix up and be livable again, or the owner has a personal situation that makes a quick, cash transaction the best choice. However, just because your house is in great shape, or you don’t necessarily need to sell quickly, doesn’t mean we can’t help you! Our tagline is “Creative Property Solutions” and we understand that each and every homeowner has different personal needs, financial needs, and time horizons. We have many different options available, the goal is to find the best fit for you and your situation.
Here are some examples of situations that we have seen that may not be right for a quick-close all cash offer:
- A landlord who has owned a property for a long time and would have significant capital gains tax to pay if sold conventionally
- A homeowner who has lived in the house for a long time, has a low or no mortgage and is looking to downsize but is not in a hurry to move
- A homeowner who may have paid too much for a house, and doesn’t have enough equity to sell conventionally but has a house in very good condition and needs to find a more affordable solution
- A homeowner or landlord who has a perfect property, no financial hardships, and is open to creative financing terms to maximize the value of the sale.
We’ll work with you to get the price you want, or the payment terms you want. As always, No commissions, no fees, and a smooth transaction on your timeline. That part doesn’t change. Some examples of deals we can structure for you:
- You become the bank: if you own your home free and clear, we can buy your house with seller financing- we make payments directly to you over time for the purchase price, plus an interest rate. You get the price you want, long-term payments and interest, and no longer have to deal with the hassle, repairs, and maintenance of home ownership. Additionally, if you do have capital gains on a property, selling via owner finance will allow you spread those tax payments out over the term
- We can take over your existing payment and put the equity you have in the house in your pocket.
These are just some of the examples of creative ways we can structure a sale to get you the maximum for your property. So before you sign with a realtor, give us a call- we’re happy to discuss your situation and see how we can help you!
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My name is Jeremy, I am the owner of Frontier Homebuyers. If this article describes your situation, and you are looking for some more information or just want help working through the numbers of different options, please don’t hesitate to call or text me at 267-459-3025 and I’ll help however I can. Our #1 goal is to provide value and help you make the decision that is best for YOU, whether you decide to work with us or not!
We buy homes throughout Pennsylvania, focusing specifically on the Delaware Valley, Lehigh Valley, the Poconos, and the State College regions.